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You were invited. Now what?

Your friend invited you to a great bank and account. Sounds like a keeper. Plus, your friend can receive a referral reward, too (way to pay it forward!). This happens when you open your account within 60 days of being referred and your balance on the account reaches at least $2,500 within 60 days of opening it. Now, let’s get started.

Read The Guidelines

Find The Account for You

Call us crazy, but we think your bank should actually help you grow your money, our personal bank accounts are designed to make it happen.

  • Primis Perks

    • Debit card rewards: Earn 1.00% cash back on your everyday debit card purchases.
    • NO overdraft fees.
    • FREE ATM use, nationwide.
    • Just $1 to open.
    Open An Account

  • Primis Premium

    • A first-class variable interest rate of 3.64% with an annual percentage yield (APY*) of 3.70%.
    • NO overdraft fees.
    • FREE ATM use, nationwide.
    • Just $1 to open.
    Open An Account

  • Primis Savings

    • A first-class variable interest rate of 3.78% with an annual percentage yield (APY*) of 3.85%.
    • NO overdraft fees.
    • Just $1 to open.
    Open An Account

Small Business Accounts

If you think our personal accounts are attractive, you should meet their cute cousins. These accounts let business owners run their show, while we handle the banking.

  • Primis Unlimited

    • Earn 1.00% cash back on every debit card purchase.
    • Unlimited transactions. The other guys set limits. We want you to bank like you need to.
    • No monthly fees. No account fees. No per items fees. No overdraft fees. No fees for wires or check images.
    • No minimum balance. Plus, you only need $1 to open.
    • Plus, more. Like free nationwide ATM, free cashier’s checks, free business insights tools, to name a few.
    Open An Account

  • Primis Pro

    • Earn 1.75% annual percentage yield (APY). No tiers, no “ifs” and “then,” just earnings.
    • Unlimited transactions. The other guys set limits. We want you to bank like you need to.
    • No monthly fees. No account fees. No per items fees. No overdraft fees. No fees for wires or check images.
    • No minimum balance. Plus, you only need $1 to open.
    • Plus, more. Like free nationwide ATM, free cashier’s checks, free business insights tools, to name a few.
    Open An Account

  • Primis Business Savings

    • Big Earnings. Earn a first class variable interest rate of 3.93% with an annual percentage yield (APY*) of 4.00%. No tiers, no hoops to jump through, no shenanigans.
    • No Monthly Fees. No account fees. No overdraft fees.
    • Wire money with security. We’ll never charge you fees for incoming wires. Plus, we’ll reimburse you for fees that other banks charge you when you wire money to Primis and we’ll even give you $10 extra for your troubles. Learn more.
    • No minimum balance. Plus, you only need $1 to open.
    Open An Account

The Nitty Gritty:

*APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates effective 12/01/2025, and may change at any time. Customers who opened accounts prior to 09/24/2024 may have different rates. Please log in to your account online to review your current rate. Fees may reduce earnings.

These accounts are only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.

By participating in this referral program, you authorize Primis to inform your referrer whether you opened a qualifying account. No other information about your account will be shared.