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Business Checking

Business Checking That Pulls Its Weight

Your account should do more than hold money. With Primis Business Checking, choose an account that pays you back on everyday debit card purchases or helps your balance earn interest — with unlimited transactions, no overdraft fees, no per-item fees, and just $1 to open.

Find Your Account

Find The Business Account That’s Right For You

Compare your options and choose the account that fits the way your business uses money.

Primis Unlimited Primis Pro Other Banks*
Best For
Businesses that use a debit card often and want everyday purchases to pay them back.
Businesses that keep more money in checking and want interest-earning potential.
Businesses willing to navigate more fees, limits, or balance requirements.
Monthly Maintenance Fee
None
None
Often charged or waived only with requirements
Overdraft Fees
None
None
Commonly charged per occurrence
Per-Item Fees
None
None
Often charged after transaction limits
Transaction Limits
Unlimited
Unlimited
Often limited
Minimum To Open
$1
$1
Often higher
What You Earn
1.00% Cash Back
1.75% APY*
Often little to no cash back or interest

Why Businesses Choose Primis Checking

  • Earn More

    • 1.00% cash back on everyday business debit card purchases, or
    • 1.75% annual percentage yield (APY*)
    • Cash flow tools to help you stay ahead


  • Keep More

    • No maintenance fees or per-item fees
    • No overdraft fees
    • Unlimited transactions
  • Peace Of Mind

    • FDIC insured
    • No overdraft fees
    • Unlimited transactions

More Than A Business Checking Account

  • Payables

    Payroll. Vendors. Taxes. Bills. Primis Payables helps your business send payments, schedule bills, and reduce paper.

    Payables
  • Manage Your Account

    Get more from your Primis relationship with tools for transfers, sweeps, receivables, V1BE, and more.

    Business Resources
  • Real People. 24/7.

    Questions don't always happen during business hours. That's why our Virginia-based Customer Care team is available day or night. Call, chat, or email anytime and you'll connect with a Primis employee who can help. 

    Get In Touch

The Nitty Gritty:

*APY = Annual Percentage Yield. Deposit accounts can be opened with just $1. Rates shown are accurate as of July 20, 2026, and may change. Fees could reduce earnings. These accounts are only available online. Primis deposit accounts are not available in Puerto Rico or other US territories.