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Check Fraud Is on the Rise — Here's How to Stay Ahead
Check Fraud Is on the Rise — Here's How to Stay Ahead Author: Primis | Published: Thursday, May 1, 2025 Check fraud is nothing new, but it's becoming more aggressive. Criminals are targeting small businesses by stealing, altering or forging checks to access funds that aren't theirs. If your business writes or receives checks, here's how to stay protected without changing how you operate.Common Check Fraud TacticsMailbox theft: Thieves steal outgoing mail, wash checks and rewrite them to new payees or amounts.Check washing: Using chemicals, fraudsters erase ink to change the payee and dollar amount.Counterfeiting: Your business details are copied and used to create fake checks from scratch.Internal theft: Employees or vendors misuse blank or signed checks.Protecting Your BusinessUse pens with fraud-resistant ink: Regular pens are easy to wash. Use black gel ink or pens marked "fraud-resistant."Set up Positive Pay: This tool flags any check that doesn't match your approved list before it clears.Secure your physical checks: Lock up blank checks, never pre-sign them and limit who has access.Monitor your account: Check your transactions daily and set up alerts for cleared checks or large withdrawals.Avoid putting checks in unsecured outgoing mail: Drop them inside the post office or hand them off directly whenever possible.Bonus TipIf you ever see a check cleared for an unexpected amount—or a payee that doesn't match—call us immediately. Time matters in stopping fraud. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Business Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
How to Prepare for Homeownership This Spring
How to Prepare for Homeownership This Spring Author: Primis | Published: Friday, May 2, 2025 Spring is the perfect season to begin your homebuying journey. Whether you're actively house hunting or simply considering a move in the near future, a little preparation goes a long way. Here are four smart steps to help you get ready for homeownership.1. Get Pre-qualified for a MortgageBefore you start scrolling through listings, connect with a lender to get pre-qualified. This gives you a realistic picture of what you can afford and shows sellers you’re a serious buyer—giving you an edge in competitive markets. At Primis, our mortgage experts are here to help you navigate this first step with confidence.2. Set a Budget and Stick to ItOnce you know how much home you can afford, build a budget that includes your expected down payment, closing costs and monthly mortgage payments. A clear budget will guide your home search and help you avoid financial surprises down the road.3. Identify Your Must-HavesFrom location and square footage to kitchen layout and yard space, make a list of what matters most. Knowing your non-negotiables helps narrow your search and makes it easier to spot the right home when you find it.4. Work With a Trusted Buyer’s AgentPartnering with an experienced buyer’s agent can make all the difference. They’ll provide valuable local insights, help you negotiate the best deal and may even alert you to homes before they hit the market.Let’s Make Your Dream Home a RealityWhen you're ready to take the next step, Primis Mortgage is here for you. Visit primisbank.com/mortgage to connect with a mortgage expert and start your journey to homeownership today. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Mortgages Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Top 4 Travel Cybersecurity Tips to Protect Your Money This Summer
Top 4 Travel Cybersecurity Tips to Protect Your Money This Summer Author: Primis | Published: Tuesday, May 6, 2025 Your summer getaway should be memorable—for the right reasons. Whether you're booking flights, checking your balance from the beach, or logging in at the airport, it's important to stay protected. Cybercriminals ramp up activity during peak travel season, but a few smart steps can keep your money and information safe.Here are four easy travel cybersecurity tips to help protect your finances while you’re away:1. Steer Clear of Public Wi-Fi for BankingFree Wi-Fi at airports, hotels, and cafés can be convenient—but it’s not always secure. Avoid logging into your bank accounts or entering sensitive information while connected. When in doubt, wait until you’re on a trusted network.2. Use a VPN or Mobile HotspotA Virtual Private Network (VPN) encrypts your internet connection, making it much harder for hackers to intercept your data. Even better? Use your smartphone’s mobile hotspot for a direct, private connection.3. Watch Out for Phishing ScamsFraudsters love to mimic airlines and hotels with fake emails and texts about “flight changes” or “account issues.” If something looks off, don’t click—go directly to the company’s website or app to check for updates.4. Turn On Transaction AlertsStay in the loop by enabling transaction alerts in your Primis app. You’ll get notified of any account activity, helping you quickly spot anything suspicious and take action fast.A little prep goes a long way—especially when you’re crossing borders. Traveling internationally? Check out our extra tips here.Have fun, stay safe, and remember—we’re always here if you need us. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Small Business, Big Dreams: Banking Solutions That Work as Hard as You Do
Small Business, Big Dreams: Banking Solutions That Work as Hard as You Do Author: Primis | Published: Wednesday, April 30, 2025 Running a small business takes hustle, heart — and a thousand moving parts before lunch. At Primis, we’re proud to support the businesses that keep our communities moving. Whether you're managing daily cash flow, planning for growth, or just trying to make banking easier, we’ve got smart solutions built for you.Smarter Banking for Small Business OwnersYour money should work just as hard as you do.Business checking that pays you back—earn cash rewards or competitive interestSimple, transparent accounts—no hidden fees or minimum balancesOpen an account online in minutes—skip the paperwork, get back to businessBanking Delivered, LiterallyWhen you're too busy to step away from the shop, we bring the bank to you.Free delivery for deposits, cash, debit cards, and moreHandled by real Primis team members — not third-party couriersAvailable to businesses in most of our Virginia, DC, and Maryland service areasAlways-On Tools and Real SupportFrom mobile banking to business growth tools, Primis gives you the support you need when you need it.Talk to real people who answer the phoneExplore resources to help grow, save, and protect your businessThis Small Business Week, We're Celebrating YouYou’ve got dreams. We’ve got the tools to help you chase them. Ready to see what’s possible? Let’s connect. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations to any individual. Related Tags Business Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
AI on the Rise: Protecting Yourself from Digital Deception
AI on the Rise: Protecting Yourself from Digital Deception Author: Primis | Published: Wednesday, March 26, 2025 As AI technology rapidly evolves, so do the tactics used by cybercriminals to exploit it. From phishing emails to deepfake videos, the rise of artificial intelligence has made it easier than ever for scammers to deceive individuals and businesses alike. While AI can be incredibly useful, it’s essential to stay vigilant and learn how to spot AI-driven scams before you fall victim to them. The Rise of AI-Driven ScamsPhishing and Smishing: Phishing emails and smishing (SMS phishing) have been around for years, but AI is taking them to new levels. Cybercriminals can now generate convincing, personalized messages that appear to come from trusted sources, such as your bank or a well-known retailer. AI tools can analyze your online presence to tailor these messages, making them more believable and harder to spot. These messages often encourage you to click on malicious links or share sensitive information. AI-Generated Fake Ads: Another alarming scam is the creation of fake ads using AI-generated images. These can appear on social media, websites, or even within apps, often advertising products that are too good to be true. AI can create hyper-realistic product photos and convincing descriptions, leading you to click and provide personal details or even make payments for non-existent items. Deepfake Videos: Deepfakes—hyper-realistic videos that manipulate a person’s likeness and voice—have grown increasingly sophisticated. Scammers can use deepfakes to impersonate influential individuals, such as celebrities or business executives, making it seem as if they’re giving orders or making announcements. These videos can be used to deceive employees into transferring funds or sharing confidential information. Fake or Cloned Voices: AI-driven voice cloning is another growing threat. Scammers can mimic someone’s voice, such as a CEO or a family member, to manipulate individuals into making financial transfers or divulging sensitive data. These cloned voices sound so real that they can easily trick even the most cautious person. How to Detect AI-Generated ContentExamine the Source: Always double-check the sender’s email address or phone number. Phishing and smishing scams often use slight variations of a trusted brand or individual’s contact details, such as replacing “@” with “0” or using strange domain names. Check for Suspicious Links or Attachments: Hover over any links in emails or messages to see if the URL looks legitimate. Avoid clicking on any links or downloading attachments unless you’re certain the message is from a trusted source. Look for Red Flags in AI Images or Ads: AI-generated images can sometimes have subtle inconsistencies, like distorted backgrounds, mismatched lighting, or unnatural details. If an ad looks too polished or offers an unrealistic deal, it’s worth investigating further before taking any action. Analyze Video and Audio Content Carefully: When watching videos or listening to voice messages, pay attention to any irregularities in speech patterns, facial movements, or background noise. Deepfakes may struggle with certain details, like inconsistencies in lighting or unnatural eye movements. Similarly, AI-generated voices may lack certain vocal nuances that a real person’s voice would naturally have. General Tips to Stay SafeEnable Two-Factor Authentication (2FA): Adding an extra layer of security to your accounts makes it harder for scammers to access your sensitive information. Stay Informed: Cybercriminals are constantly evolving their tactics. Stay updated on the latest AI scams and learn how to recognize them. Use AI Tools Cautiously: While AI can be a powerful tool, make sure you're using reputable services and platforms that protect your privacy. Verify Before You Act: If you receive a suspicious request, whether via email, text, or phone call, always verify the source through an independent channel before taking any action. As AI continues to grow, so do the opportunities for scams. By staying vigilant and following best practices, you can help protect yourself from falling prey to these sophisticated threats. Always remember, if something seems too good to be true—or if it feels off—take the extra time to verify before responding. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Starting Fresh: Securing Your New Tech
Starting Fresh: Securing Your New Tech Author: Primis | Published: Wednesday, January 8, 2025 Starting Fresh: Securing Your New TechUnboxed some shiny new tech over the holidays? Whether it's a smartphone, laptop, or smart home gadget, January is the perfect time to make sure your new devices are secure. After all, nothing ruins the joy of new tech faster than falling victim to cyber threats. Here’s how to get started and keep your digital life safe:1. Lock It Down. First things first: set up strong passwords or passphrases on every device. Skip the obvious ones like “123456” or “password” (we’re looking at you, procrastinators). Instead, use a mix of letters, numbers, and symbols. Check out our pro tips for strong passwords, here.2. Update Everything. That “software update available” pop-up? Don’t ignore it. Updates fix security issues that hackers can exploit. Enable automatic updates so your devices stay protected without you lifting a finger.3. Turn on Two-Factor Authentication (2FA). For any accounts linked to your new devices, enable 2FA. It’s an extra step that requires a code sent to your phone or email. Even if someone cracks your password, they won’t get in without this second layer of protection.4. Review Default Settings. Manufacturers often prioritize convenience over security. Take a few minutes to review your device settings, disable unnecessary features, and adjust permissions to protect your data.5. Secure Your Smart Home. Smart speakers, thermostats, and cameras are convenient, but they can also be targets. Change default passwords, set up a separate Wi-Fi network for smart devices, and regularly update their firmware to keep them secure. Check here for more tips on home devices.6. Back It Up. Accidents happen. Make sure your new devices have a backup mechanism for important files, photos, and data. Use cloud storage or an external drive so you’re ready for anything.We’re here to help you stay ahead of the curve—whether it’s your finances or your digital safety. A little time spent securing your devices now can save you big headaches later. Need more tips? Visit our security hub to see more. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Don't Let Scammers Steal Your Hard-Earned Money
Don't Let Scammers Steal Your Hard-Earned Money Author: Primis | Published: Wednesday, January 22, 2025 Scammers are getting more sophisticated, and people are losing big money to their schemes. Here's how they trick you: Someone posing as a trusted company reaches out, claiming they spotted fraud on your account and that your money isn't safe.They connect you with so-called "expert" to help you move your money to a "secure" place. The "helper" — who often claims to be from the government — is really just after your money.Watch out for these red flags: If someone asks you to: "Move your money to a secure account to protect it.""Transfer funds to a cryptocurrency account for safekeeping.""Withdraw cash and give it to a courier.""Deposit cash at a Bitcoin ATM to keep it safe.""Buy gold and have it picked up."It's a scam. Every. Single. Time.No government agency or legitimate company will every ask you to do these things. Only scammers will.Stay safe: Never send money, cryptocurrency, cash or gold to anyone you don't know in response to an unexpected call or message. If you are being driven by fear or panic to make a withdrawal, you are being scammed. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
A No-Frills Bank with Competitive APYs and 24/7 Customer Service
A No-Frills Bank with Competitive APYs and 24/7 Customer Service Author: Primis | Published: Friday, August 2, 2024 "A tech-first financial institution with all of a big bank’s security and insurance and a tech company’s digital-first, online banking approach."The Fortune Recommends team independently reviewed all of our online account offerings, praising the high rates, low fees and around-the-clock customer service. Comparing Primis to industry giants like Ally and SoFi, it's easy to see that our account offerings can go head-to-head with anyone.Read the full review on Fortune's website: CLICK HERE Related Tags Reviews & Recognition Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Primis Premium Checking Named One of the Best Online Checking Accounts to Start 2026
Primis Premium Checking Named One of the Best Online Checking Accounts to Start 2026 Author: Primis | Published: Tuesday, January 6, 2026 As we head into 2026, many consumers are taking a closer look at how—and where—they bank. With most traditional checking accounts offering little to no interest, choosing an account that helps your money grow can make a real difference over time.That’s why Primis Premium Checking was recently recognized by Yahoo Finance as one of the best high-yield online checking accounts to start the new year.Why High-Yield Checking MattersThe national average interest rate for interest-bearing checking accounts remains low, hovering around 0.07% APY, according to the FDIC. But some online banks are changing the equation by offering high-yield checking options that allow customers to earn significantly more—without sacrificing access to their everyday funds.High-yield checking accounts can help your money work harder while still offering the flexibility you expect from a checking account, including debit card access, bill pay, ATM withdrawals, and direct deposit.Why Yahoo Finance Recognized Primis Premium CheckingIn its list of the 10 Best Online Checking Accounts for January 2026, Yahoo Finance ranked Primis Premium Checking among the top options for its combination of competitive interest, simple requirements, and customer-friendly features.With Primis Premium Checking, you get:A premium annual percentage yield (*APY) with no minimumsNO overdraft fees, everFREE cashier’s checks and stop paymentsFREE ATM* use—nationwide$1 minimum deposit to open account and earn interestEarly direct deposit, up to two days early.Cutting-edge digital account toolsTogether, these features create a checking account designed to help customers earn more—without jumping through hoops or paying unnecessary fees.Designed for Everyday BankingPrimis Premium Checking is built for real life. Whether you’re managing daily expenses, setting aside funds for upcoming goals, or simply want a smarter place to keep your money, this account delivers flexibility, transparency, and strong earning potential.With no monthly fees and no balance requirements, it’s an account that works just as hard for customers with modest balances as it does for those keeping more in checking.Start 2026 with a Smarter Checking AccountRecognition from a trusted financial publication like Yahoo Finance reinforces what Primis customers already know: Premium Checking offers a better way to bank.If you’re ready to earn more on your everyday money —without hidden fees or complicated requirements — Primis Premium Checking is a strong place to start.Open your Primis Premium Checking account today and start the new year with confidence. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. *APY = Annual Percentage Yield. $1.00 minimum opening deposit required and no minimum amount required to obtain APY. Rates may change at any time. Customers who opened accounts prior to 09/24/2024 may have different rates. Please log in to your account online to review your current rate. Fees may reduce earnings. This account is only available online. Primis deposit accounts are not available in Puerto Rico or other US territories. Related Tags Reviews & Recognition Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Protect Yourself From Post-Close Scams
Protect Yourself From Post-Close Scams - Primis Mortgage Protect Yourself From Post-Close Scams Protect Yourself From Post-Close Scams Author: Primis Mortgage | Published: Monday, January 26, 2026 Getting the keys to your new place or successfully closing your refinance is cause for celebration! But did you know this is a common time for scammers to target homeowners? These schemes often come in official-looking mail, texts, or phone calls from someone claiming to be with your mortgage company. But don’t panic, we’re here to help. Here are some tips to keep yourself protected. What Do These Scams Look Like?Scammers know you’re eager to stay on top of your mortgage and refinancing options. That’s why they send a letter or a message that looks official to catch your attention. Common tactics include: Using words like “URGENT” or Time Sensitive” Including the lender or company’s name Pressuring you to act fast Their goal? Trick you into paying for services you don’t need or sharing personal information.How to Spot the Real DealIf we send you anything in the mail, here are some clear signs it’s us: Our trademarked Primis Logo is includedRequired disclosure language can be foundThe Equal Housing Lender Logo is included If these are missing, it’s a red flag. However, some scammers will still use our name, so don’t hesitate to verify before proceeding. Don’t Get Caught in the RushScammers rely on urgency to pressure you to act before thinking. We suggest doing the opposite—pause and consider contacting your loan officer directly. When in Doubt, Reach OutThe safest way to confirm any communication is to contact your loan officer directly. We’re here to guide you and answer questions about your loan, refinancing plans, or future home goals. Moral of the Story?In a world full of phishing, financial scams, and phony claims, trust your home financing with the right people. If you’re ever unsure: look for our logo and call us first! The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Mortgages Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel