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Primis Revives a Timeless Lesson in Financial Empowerment
Primis Revives a Timeless Lesson in Financial Empowerment Author: Primis | Published: Wednesday, February 11, 2026 More than a century ago, Maggie L. Walker—the trailblazing businesswoman and the first Black woman in the United States to charter a bank—believed that financial confidence begins with even the smallest act of saving. At the St. Luke Penny Savings Bank in Richmond, she gave children their own penny banks and taught them how setting aside just a little at a time could build security, independence and opportunity. Her message is as meaningful today as it was in 1903. Primis is proud to carry her legacy forward. This year, Primis teammates brought Walker’s timeless lesson to Heavenly Playhouse Childcare Center in Henrico County, Virginia, hosting a fun and engaging financial literacy event designed especially for young learners. Primis representatives Amanda Gravely, director of in-market banking, along with market center managers Becky Ring and Kristine Allen, led students through interactive activities focused on two foundational concepts: the difference between needs and wants, and the importance of saving. Students participated in a lively grab‑bag game, pulling out everyday items and deciding whether each one was a need or a want—a simple exercise that sparked thoughtful conversations and lots of smiles. To build on the lesson, the group read a children’s book about saving money and talked about what the kids hoped to save for in their own lives. Every child received a piggy bank to decorate, transforming the lesson into a hands-on creativity session. As they personalized their banks, the Primis team shared the story of Maggie L. Walker and why teaching children to save has remained such a powerful tradition for more than 100 years. After decorating, Primis judges selected three standout designs. The first-place winner received $100, second place received $50 and third place received $25.And to help each child begin a habit that could last a lifetime, Primis sent every child home with a crisp $5 bill to start their savings journey. In recognition of the partnership and Heavenly Playhouse’s commitment to local families, Primis also presented the childcare center with a $1,000 gift. “Getting out into the communities we serve isn’t just part of our work—it’s something we’re truly proud to do,” Gravely said. “Maggie Walker showed us that financial empowerment can start small. That lesson still holds so much value today, and we’re honored to help children build confidence and smart saving habits early in life.” For Primis, supporting young learners isn’t just a moment; it’s a continuation of a legacy rooted in access, empowerment and community. A simple piggy bank may not seem like much, but for many children, it’s the first step toward understanding their own financial future. To learn more about Primis community initiatives, visit primisbank.com/community. Related Tags Reviews & Recognition Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Tax Season Scams Are Back. Here’s How to Stay Safe.
Tax Season Scams Are Back. Here’s How to Stay Safe. Author: Primis | Published: Friday, February 13, 2026 What You Should Know About IRS-Related Cyber ThreatsTax season can bring refunds, fresh financial planning, and unfortunately, an increase in scams.Every year, cybercriminals ramp up efforts to impersonate the IRS, tax preparers, and financial institutions in hopes of stealing personal and financial information. These scams are getting more sophisticated, but the good news is that they’re also highly preventable when you know what to look for.At Primis, protecting your money and personal information is a priority. Here’s what to watch for during tax season and how to stay one step ahead of scammers.Why Tax Season Attracts ScammersTax filings require sensitive information like Social Security numbers, banking details, income records, and identity verification. That makes tax season a prime opportunity for fraud.Scammers often rely on urgency and fear. They want you to believe:You owe money immediatelyYour refund is at riskYour identity has been compromisedYour tax return needs verificationTheir goal is simple: get you to share confidential information or send money before you have time to think.Common IRS and Tax Season ScamsFake IRS Emails and Text Messages (Phishing & Smishing)Scammers frequently send emails or text messages that appear to come from the IRS or a tax service provider. These messages often include links or attachments designed to steal your login credentials or install malicious software.Red flags include:Requests for personal or financial informationMessages claiming you must act immediatelyLinks directing you to unfamiliar websitesUnexpected refund notificationsThe IRS does not initiate contact through email, text, or social media to request personal or financial information.Refund and Identity Theft ScamsFraudsters may attempt to file a tax return using stolen personal information to claim a refund before you file your legitimate return.You may discover this scam if:You receive tax transcripts or confirmation letters unexpectedlyYour return is rejected because one was already filedYou receive IRS notices about activity you didn’t authorizeFake Tax PreparersSome scammers pose as tax professionals offering unusually fast refunds or promising to secure larger returns. In reality, they may steal your identity or file inaccurate returns in your name.Be cautious of anyone who:Refuses to sign your tax returnAsks you to sign blank formsPromises guaranteed refundsRequests payment based on refund sizeHow To Protect Yourself During Tax SeasonFile EarlyFiling your tax return early reduces the chance of someone filing fraudulently in your name.Strengthen Your Online SecurityUse strong, unique passwords for financial accountsEnable multi-factor authentication whenever availableAvoid using public Wi-Fi when accessing financial or tax informationMonitor Your AccountsReview bank accounts and credit activity regularly. Quick detection can prevent larger losses.Protect Sensitive DocumentsStore tax records securely and shred documents before disposing of them.A safer tax season starts with awareness. Cybercriminals rely on confusion, urgency, and trust to carry out scams. Taking a few proactive steps can significantly reduce your risk. If you ever receive a message that seems suspicious or have concerns about your account security, reach out. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations to any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Winter Storms Can Disrupt More Than Power
Winter Storms Can Disrupt More Than Power Author: Primis | Published: Sunday, January 25, 2026 Here’s How to Protect Your FinancesWhen winter weather hits, most of us prepare for icy roads, power outages, and changes to daily routines. What’s easy to overlook is that storms can also create opportunities for cybercriminals.During major weather events fraud and scam activity often increases. Not because systems suddenly become unsafe, but because people are dealing with disruption, urgency, and limited access to power or internet.A little awareness goes a long way. Here’s what to watch for and how to stay one step ahead.Why Cyber Scams Increase During Winter StormsSevere weather creates the perfect conditions for scams to thrive:People are checking phones more frequently for updatesNormal routines are disruptedPower and internet access may be limitedStress and urgency make messages feel more “believable”Scammers rely on these moments to blend in with real alerts and notifications.Common Storm-Related Cyber Risks to Watch For1. Phishing Messages Disguised as “Urgent Updates”You may see emails or texts claiming to be from:A bank alerting you to “storm-related account issues”Utility companies requesting immediate paymentDelivery services or insurance providers with fake updatesRed flag: Messages that pressure you to act immediately or click a link.2. Phone Scams That Sound OfficialWhen internet access is spotty, scammers often switch to phone calls. These calls may:Claim to be from a bank’s fraud departmentAsk you to “verify” account information or one-time codesUse spoofed phone numbers to look legitimateRemember: A legitimate bank will never ask for your full password or security codes. See more.3. Risky Public Wi-Fi UsePower outages sometimes mean working or banking from:Coffee shopsHotelsShared or public networksPublic Wi-Fi can expose sensitive information if it’s not secure.Tip: Avoid accessing financial accounts on public Wi-Fi unless you’re using a secure, trusted connection.4. Small Security Shortcuts That Add UpDuring outages, it’s common to:Borrow devicesWrite down passwordsSkip updates to save batteryShare login information with family membersWhile understandable, these shortcuts can increase risk.How to Bank Safely During Severe WeatherA few simple habits can help protect your information—no matter where you’re located:Pause before clicking links or responding to urgent messagesAccess your bank only through official apps or bookmarked websitesBe cautious with unexpected calls asking for personal detailsKeep devices locked and up to date when possibleWhen something feels off, trust your instinctsWhen in Doubt, Reach Out DirectlyIf you ever receive a message or call that doesn’t seem right, don’t respond to it directly. Instead, contact your bank using the phone number or contact information listed on its official website.Winter weather can be unpredictable. Whether you’re impacted locally or simply staying weather-aware, we’re here to help keep you informed, prepared, and protected. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Don’t Let Scammers Break Your Heart: Smart Digital Banking Habits to Practice Year-Round
Don’t Let Scammers Break Your Heart: Smart Digital Banking Habits to Practice Year-Round Author: Primis | Published: Thursday, January 15, 2026 Valentine’s Day is around the corner and with it comes messages, gifts, surprises, and showing people you care. Unfortunately, it’s also a favorite time of year for scammers. When emotions are high and activity picks up online, fraudsters see opportunity. Fake delivery notices, too-good-to-be-true deals, and convincing messages pretending to be from trusted companies tend to spike this time of year. The good news? A few smart digital banking habits can help you protect your money — not just on Valentine’s Day, but all year long. Common Valentine’s Day Scams to Watch For Scammers often rely on urgency, emotion, or distraction. Around Valentine’s Day, that can look like: Fake gift or flower delivery texts asking you to “confirm” details Romance scams that start with conversation and escalate to money requests Phony account alerts urging you to click a link to “secure” your account Unreal online deals promoted through social media ads or emails If a message pressures you to act quickly or share personal information, that’s your cue to pause. Love Your Money Enough to Protect It Keeping your accounts secure doesn’t have to be complicated. Think of these as simple habits that show your money a little care: Use strong, unique passwords for your banking apps and accounts (And avoid using names, birthdays, or anniversaries.) Turn on multi-factor authentication whenever it’s available Monitor your accounts regularly through online and mobile banking Set up account alerts for purchases, transfers, and logins Keep your devices and apps updated to ensure you have the latest security protections These small steps can make a big difference — especially during high-traffic shopping seasons like Valentine’s Day. Watch for Red Flags Some warning signs are always a dealbreaker: Messages asking for your login credentialsLinks or attachments you weren’t expectingRequests for payment via gift cards, wire transfers, or cryptocurrency Emails or texts that don’t address you by name Pressure to act immediately “or else” Always remember, real banks won’t ask for your passwords or sensitive information through email or text. Ever. If Something Feels Off, Trust Your Instincts Fraud can happen to anyone. Even people who are careful and experienced. If something doesn’t feel right, don’t ignore it. Log in to your account directly (not through a link), review your activity, and reach out to your bank right away. A quick conversation can help stop an issue before it becomes something bigger. And when it doubt, give us a call. We’re here 24/7 to help you navigate red flags and protect what matters. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Holiday Shopping Scams to Watch For This Cyber Monday
Holiday Shopping Scams to Watch For This Cyber Monday Author: Primis | Published: Monday, December 1, 2025 Cyber Monday is one of the biggest shopping days of the year—and unfortunately, one of the biggest days for scammers. As more people hunt for deals online, fraudsters ramp up their efforts to trick shoppers with fake websites, phishing messages, and too-good-to-be-true offers.Here are a few scams to keep on your radar as you shop this season, plus tips to help you stay protected.1. Fake Online StoresScam sites pop up every year, often offering deep discounts on popular items. They look real, but once you pay, your order never arrives—or you get something completely different.Protect yourself:Stick to retailers you know. If the price feels suspiciously low, it probably is.2. Phishing Emails & Fake Shipping AlertsScammers send emails or texts pretending to be from UPS, FedEx, Amazon or big-name stores. The messages look official and often ask you to “verify your order” or “fix a delivery issue.”Protect yourself:Don’t click links in unexpected messages. Go directly to the retailer’s website or app to check your order.3. Malicious Ads & Social Media DealsFraudsters use ads on Facebook, Instagram, TikTok, or search engines to push fake products or bogus storefronts—especially during big shopping weekends.Protect yourself:Be cautious with ads from brands you’ve never heard of. Check the URL, reviews, and return policies before purchasing.4. Fake QR CodesQR codes are popping up everywhere during holiday promotions. Scammers use them to send people to malicious sites that steal personal information.Protect yourself:Only scan codes from trusted retailers. If you’re unsure where it leads, skip it.5. “Ghost Sellers” on MarketplacesOn sites like Facebook Marketplace or Craigslist, scammers list items they don’t actually have. They’ll pressure you to pay quickly or send deposits upfront.Protect yourself:Avoid prepaying strangers. Choose secure payment methods and meet sellers in safe, public places when possible.How to Stay Safe While ShoppingA few simple habits go a long way:Use strong, unique passwords and turn on two-factor authentication.Pay with credit, not debit—it offers better fraud protection.Avoid shopping on public Wi-Fi.Keep an eye on your accounts and turn on alerts in the Primis app.Trust your gut. If something feels off, pause and double-check.Shop Smart. Stay Safe.Cyber Monday should be fun—not stressful. With a little caution and the right tools, you can enjoy the deals and keep your information secure. And if you ever notice something suspicious on your account, our team is here to help.Better banking starts with better protection. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
How to Spot Fake Bank Texts: Scam Red Flags to Know
How to Spot Fake Bank Texts: Scam Red Flags to Know Author: Primis | Published: Friday, November 14, 2025 Everyday life is busy, and scammers take advantage of it. Stay sharp.Recently, a Primis customer shared a scam attempt that started with a fake “fraud alert” text about a transaction she didn’t recognize. Moments later, she received a call from someone pretending to be from the bank. Thankfully, she spotted a small but critical red flag: an out-of-place “@” symbol in the store name given in the text. That clue helped her avoid becoming a victim.These scams are becoming more sophisticated, but there are still tell-tale signs that something’s off. Here are a few red flags to watch for.🚩 1. Weird Characters or Typos in the Store NameLegitimate fraud alerts will list merchant names accurately.If you see odd symbols, misspellings, or formatting issues—like a random “@” or extra punctuation—stop and take a closer look. Scammers often spoof messages quickly, and sloppy details can give them away.🚩 2. Links That Don’t Look RightIf the text includes a link, don’t tap it. Fake links may look almost correct but usually include extra numbers, odd characters, or unfamiliar domains. Primis will never ask you to click a link to verify your card number or account info.🚩 3. Pressure to Act Immediately“Reply NOW or your card will be locked!” Scammers want you to panic so you don’t think things through. Real fraud alerts will never threaten or pressure you into handing over information.🚩 4. A Follow-Up Call That Feels “Off”Fraudsters often text first, then call pretending to be your bank.If the caller asks for:Your full card numberYour PINOnline banking credentialsOne-time passcodes…it’s a scam. Primis will never ask for that information over the phone.🚩 5. It Doesn’t Match Your Real AlertsIf you’re enrolled in Primis debit or credit card alerts, you’ll receive them from the same short code or phone number each time. A message from a new number—or one that doesn’t match your usual alert format—is a red flag.What to Do if You Suspect a ScamIf something feels off, trust your gut. Here’s what to do:Don’t reply, click links, or share information.Call us directly at our Customer Care Center: 833.477.4647.Check your mobile banking app to confirm whether a transaction is real.Delete and report the message so we can help protect other customers. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Stop, Drop, and Read: 5 Fire Safety Tips for Your Home
Stop, Drop, and Read: 5 Fire Safety Tips for Your Home Author: Primis Mortgage | Published: Tuesday, October 21, 2025 It’s officially spooky season, which means it’s time to turn up the heat on fire safety. Fires, especially inside your home, can sneak up on you, so it’s important for your family to be prepared. From safety drills to cooking tips, here are five ways to keep your home safe and your family protected. 5 Hot Tips for a Safe HomeDon’t Skip Smoke Alarms: It’s important to install smoke alarms on all levels of your home. Remember to test them monthly and expect to replace the batteries every six months. Plan Ahead: Especially if you have multiple levels and a big family, planning an escape plan helps the whole family stay prepared. Familiarizing your kids with the alarm sounds could also help reduce panic in the moment. Get A Fire Extinguisher: Make sure you have at least one fire extinguisher in your home—one per floor is even better! Also, check their ABC rating so you can use them on any type of fire. Pay Attention When Cooking: Leaving your cooking equipment unattended is a common cause of home fires. Make sure the cooking area is clear of flammable items and keep children away from these spaces. Don’t Leave Candles Unattended: When lighting candles, use a sturdy base and keep them away from flammable objects. Always extinguish the candle before leaving and try to have flashlights on hand for emergency situations. Fire safety doesn’t have to be scary; planning and taking small steps can make a big difference. Start this month by following these five tips and keep your family safe and focused on their upcoming Halloween costumes. If you have any questions or are considering starting your homebuying journey, find a loan officer near you today! The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Mortgages Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Refi Scams Are Getting Smarter—Don’t Get Hooked
Refi Scams Are Getting Smarter—Don’t Get Hooked Author: Primis Mortgage | Published: Friday, September 5, 2025 Fraudsters know homeowners are watching rates, and they’re using digital tricks to slip in. Phishing emails, fake lender websites, and texts that look legitimate are now common tools of refi scams. The goal? To steal your money or even your home.Red flags to watch for: Demands for upfront fees before anything is processedPayment requests by wire transfer or gift cardsEmails or texts with fake links to "special refi offers"Pressure to sign over your home's deedHidden or excessive fees buried in documentsHow to protect yourself:Double-check that the lender is registered and legitimateSlow down: read every document carefully before you signNever pay fees upfront or hand over sensitive information by emailRefinancing can be smart — but only when it’s safe. Stay skeptical online, and trust only verified sources when rates shift.To refinance safely, visit our refi guide online or contact a trusted Primis loan officer to get started. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations to any individual. Primis Mortgage Company (“Primis Mortgage”) is a subsidiary of Primis Bank, a Member FDIC. Primis Mortgage NMLS #1894879 | AL #23183 | BK #1042893 | ML #1894879 | #41DBO-166162 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (www.nmlsconsumeraccess.org). As always, all loans are subject to credit approval and product guidelines. Other terms and conditions may apply. For all state license information visit primisbank.com/disclosures. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Why Refinance?
Why Refinance? Author: Primis Mortgage | Published: Friday, September 5, 2025 Refinancing is a hot topic right now—and for good reason. Everyone’s talking about rates, but what does refinancing really mean for you? The truth is, it’s about more than just chasing a lower number. Done right, it can be a powerful tool to reshape your finances and free up options for the future. Here are a few reasons people choose to refi:Lower Your Payment – If rates drop or your credit has improved, refinancing could cut your monthly payment and keep more money in your pocket. Switch Loan Types – Life changes, and your mortgage can too. Refinancing lets you switch to a loan type or term that better matches your goals today — whether that’s paying off sooner, lowering monthly payments, or gaining stability with a fixed rate. Tap Into Equity – Your house has value you’ve been building over time. A cash-out refinance lets you use that equity for things like renovations, education, or paying off higher-interest debt. Consolidate Debt – Rolling higher-interest loans into a mortgage with a lower rate can simplify payments and potentially save thousands. Boost Your Cash Flow – A lower rate may also mean a lower monthly payment. That puts more money back in your pocket each month — to save, spend, or use where it matters most. When to think about it:Rates are lower than when you bought. Your financial situation has improved (better credit, higher income). You want to restructure debt or fund a major project. Refinancing isn't one-size-fit-all—but it can be a smart move if it lines up with your goals.Curious if a refi makes sense for you? Let's talk. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations to any individual. Primis Mortgage Company (“Primis Mortgage”) is a subsidiary of Primis Bank, a Member FDIC. Primis Mortgage NMLS #1894879 | AL #23183 | BK #1042893 | ML #1894879 | #41DBO-166162 Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act (www.nmlsconsumeraccess.org). As always, all loans are subject to credit approval and product guidelines. Other terms and conditions may apply. For all state license information visit primisbank.com/disclosures. Related Tags Mortgages Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Watch Out: Scammers are Impersonating DMV Offices
Watch Out: Scammers are Impersonating DMV Offices Author: Primis | Published: Monday, August 18, 2025 Scammers are getting smarter, and their newest trick is impersonating state Department of Motor Vehicles (DMV) offices. These scams often come through email or text and are designed to look official. They use real DMV logos, urgent language, and fake links that could fool even the most careful eye.The goal is simple: to steal your personal or financial information. But with the right knowledge, you can protect yourself. Here’s how:1. Know What to Look ForSuspicious senders. Real DMV emails will come from an official state domain, not free services like Gmail or Yahoo.Fake urgency. Scammers often claim your license is suspended, a payment is overdue, or your account will be closed unless you act immediately.Lookalike links. A link may look correct at first glance but include small misspellings or extra characters.2. Double-Check Before You ClickHover first. Place your cursor over any link to see the full web address before clicking.Go direct. If you’re unsure, type your state DMV’s official website into your browser instead of following a link in a message.3. Protect Your InformationNever share your Social Security number, driver’s license number, or banking details in response to an unsolicited message.If you receive a suspicious email or text, report it to your state DMV and delete it right away.4. Stay Ahead of ScammersCybercriminals count on people being rushed or distracted. Slow down, read carefully, and question anything that feels off.Staying alert to these scams is one of the best ways to protect your personal and financial information. A careful pause before clicking a link or sharing details can make all the difference—turning a scammer’s trap into just another deleted message. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Related Tags Security Share on YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel