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Community Contact Us
Community Contact & Event Requests - Primis Bank Connect with the Primis community team to discuss hosting an event, request a speaker, or learn more about our community programs. Community Let's Connect Let's Have A Chat Please fill out this form, and a member of our team will be in touch about hosting an event. First name Last name Email Phone Number Message YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Charlottesville Business Banking
Charlottesville Business Banking - Primis Bank Charlottesville area businesses can business checking account with Primis. Enjoy no monthly fees, banking delivery, and a $250 bonus. exclusive offer for charlottesville businesses Business Banking, Delivered. Run your business, not your errands. Open a Primis business account online and we’ll handle the rest, including cash pickup and deliveries with V1BE.Plus, earn a $250 bonus with promo code: CVILLE250 Open An Account Offer Details Play Video Stop Driving to Your Bank Stop Driving to Your Bank Deposits. Cash. Payments. It all adds up, and it all takes time. Primis brings banking to you, so you can afford to stay focused on your business.With V1BE, you can schedule services right from your phone.We come to your businessSecure, verified driversSave hours every week Learn More And Yes. The Accounts are That Good No monthly account fees. Strong rates. Built to work as hard as you do.No monthly feesNo overdraft feesUnlimited transactionsHigh-yield checking options — 1.75% annual percentage yield (APY*)!Just $1 to open Compare Accounts Earn Your Bonus To earn your C’ville new customer bonus, all you need to do is satisfy the following requirements within 90 days after opening a new Primis business checking account: Open An Account Open an account online in just a few clicks:Primis Pro CheckingPrimis Unlimted CheckingMake sure you use code CVILLE250 at account opening so that we know that you’re a Charlottesville-area business! Keep It Active We want to make sure you are using your new, great accounts. To make sure your account is “active”, at least one of the following must occur:Have a minimum average daily balance of $5,000.00Post at least 10 transactionsSet up a recurring vendor payment. Start Using V1BE We created V1BE — the nation’s first-ever bank delivery service app — to literally bring the bank to you. Get all of the services of a branch right from your phone and never pay a fee.To earn the bonus, new customers must download the app, sign up for V1BE and submit at least 1 service request within the 90-day period after opening your account. If all of the qualifying activities are met within a 90-day window following account opening, Primis will make a one-time $250.00 deposit right into your new account. What You Need to Know: Rates are accurate as of today. reates on interest-earning accounts may change after the account is opened. Fees for ATM transactions (non-Primis) ATMs will be refunded to your account on the 15th of the month. Fees may reduce earnings. Deposit accounts listed are only available online.Primis reserves the right to modify or terminate this promotion at any time and to withhold or reoke the bonus in cases of suspected abuse, fraud, or violation of promotion terms.Promotional offer available to new customers only. Limit one promotional bonus per person per account. Customers who have previously received a promotional bonus from Primis are not eligible for this offer.Offer intended for businesses located in the Charlottesville, Virginia metro area. Primis V1BE services are available to eligible businesses within the Bank’s assessment area; Charlottesville businesses located outside of the V1BE service footprint may receive equivalent services through a third‑party courier. Availability of services may vary by location. Mobile carrier data and messaging rates may apply. Did You Know About... Free Banking Delivery Can’t get away from drop-off, pickup, or life in general? We’ll come to you—bring cash, deliver debit cards, or handle deposits at your doorstep. Learn More Need Help? We’re Here 24/7 Have questions about your account or the Extra Credit Program? Call us anytime at 833.4PRIMIS. Contact Us Don’t Forget Your Promo Code To make sure your school gets credit, use their promo code during sign up. Open An Account The Nitty Gritty: Fees for ATM transactions at foreign (non-Primis) ATMs will be refunded to your account the business day your statement cycle ends. Debit card rewards are not limited and are awarded for debit card purchases. ATM transactions are not counted towards debit rewards.This program is offered in partnership with your school or organization and is subject to change or end at any time. If that happens, the participating organization will be notified. Existing accounts will not be affected. YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Member FDIC
Member FDIC - Primis Bank Your Security Matters Member FDIC You’ve seen the phrase, “Member FDIC” but what does it mean? Primis is a member of the Federal Deposit Insurance Corporation (FDIC) and we’re breaking down what this means to you. As a Primis customer you can bank with confidence knowing your deposit accounts are insured by the Federal Deposit Insurance Corporation (FDIC).The FDIC is an independent agency of the federal government that protects against the loss of insured deposits in the event an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States Government.The FDIC protects deposits up to $250,000 per depositor per insured bank for each account ownership category.Tip: The FDIC’s Electric Deposit Insurance Estimator (EDIE) is a digital tool that helps you know how the insurance rules and limits apply to you and your accounts. Click here to learn more. What Does The FDIC Cover? The FDIC Covers Checking accountsNegotiable Order of Withdrawal (NOW) accountsSavings accountsMoney market deposit accounts (MMDAs)Time deposits such as certificates of deposit (CDs)Cashier’s checks, money orders, and other official items issued by a bank The FDIC Does Not Cover Stock investmentsBond investmentsMutual fundsLife insurance policiesAnnuitiesMunicipal securitiesSafe deposit boxes or their contentsU.S. Treasury bills, bonds or notes Curious About Extended Coverage? Insure balances up to $125 million per tax ID. For accounts that exceed the $250,000 FDIC limit, Primis offers ICS® (Insured Cash Sweep) and CDARS® (Certificate of Deposit Registry Service). *All the rules discussed on this page are current through March 31, 2024. YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
CEO Action for Diversity & Inclusion
CEO Action for Diversity & Inclusion - Primis Bank Learn about Primis Bank’s commitment to diversity, equity, and inclusion through the CEO Action for Diversity & Inclusion pledge. fostering diversity Building a More Inclusive Future at Primis At Primis, diversity, equity, and inclusion aren't just values—they're principles that guide our decisions, strengthen our workplace, and create opportunities in the communities we serve. Dennis J. Zember Jr. has joined with other CEOs in signing a pledge to commit Primis to emboldening our dedication to fostering diversity, equity, and inclusion in the workplace. By doing so he has kick-started the accountability for Primis to uphold its commitments on a company-wide and individual level. With this action, Primis signifies it’s understanding of the importance of DEI throughout all aspects of what we do.CEO Action for Diversity & Inclusion aims to rally the business community to advance diversity and inclusion within the workplace. The CEO pledge outlines a specific set of actions the signatory CEOs will take to cultivate a trusting environment where all ideas are welcomed, and employees feel comfortable and empowered to have discussions about diversity and inclusion.There is no single formula for fortifying Primis’ commitment to Diversity, Equity, and Inclusion. However, by signing the CEO Action Pledge, Dennis J. Zember Jr. has opened the door for Primis to communicate and collaborate with a network of nearly 2,000 CEOs and businesses to make strides for better workplaces and communities.Our commitments to DEI at Primis are evident in several areas. Internally, our employees are active members of their communities and Primis has provided all full-time employees with 8 hours of PTO to volunteer for a cause they love. Primis has also made a commitment to our community by creating Primis Works, our Single Mothers workforce program that provides the equity of opportunity to single mothers, allowing them to build a rewarding career in the finance industry. Most importantly, Primis is putting every decision we make, from marketing to hiring, through the lens of Diversity, Equity, and Inclusion. We are taking real steps to ensure that we put our actions first, every time.Businesses that put diversity at the forefront of their decision-making processes perform better and at Primis, we won’t settle for anything less than the best. CEO Action for Diversity & Inclusion YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Diversity, Equity, & Inclusion
Diversity, Equity, & Inclusion - Primis Bank Learn how Primis Bank fosters diversity, equity, and inclusion through workplace initiatives, community programs, and leadership commitments. Diversity, equity, & inclusion Differing Perspectives and Talents What Does Diversity, Equity, & Inclusion Mean? At Primis, we believe in the importance of diversity and the values and benefits that diversity brings. Diversity promotes the inclusion of different perspectives and ideas, helps to avoid “group think”, and creates an environment that benefits from differing perspectives and talents. At Primis, we understand that diversity is also important to our shareholders, our community, our business partners, and our valued customers.Diversity, equity, and inclusion are at the core of Primis’s values and ethics. We strive to create a workplace and a banking community that welcomes all people regardless of age, race, ethnicity, disability, family or marital status, gender identity and expression, language, national origin, physical and mental ability, political affiliation, religion, sexual orientation, socio-economic status, veteran status, and all other characteristics that makes our collective humanity powerful and unique.At Primis, our Diversity, Equity, and Inclusion Policy is intended to enhance our ongoing commitment to foster diversity at all levels. Primis’ Commitment to Diversity, Equity, & Inclusion Board of Directors Primis is committed to a merit-based system for Board composition within a diverse and inclusive culture that solicits multiple perspectives and views and is free of conscious or unconscious bias and discrimination. When assessing Board composition or identifying suitable candidates for appointment or re-election to the Board, Primis will consider candidates on merit against objective criteria having due regard to the benefits of diversity and the needs of the Board. Focusing on a commitment to inclusion, at this time Primis’ Board features a 40% minority membership among the independent directors. For purposes of Board composition, diversity includes, but is not limited to, business experience, geography, age, gender, ethnicity, race, sexual orientation, marital and family status, gender identity, personal style, disabilities, nationality, religion, veteran and active armed service status, or other recognized diversity characteristics.In the process of searching for qualified individuals to serve on the Board, the Corporate Governance Committee should strive for inclusion of diverse groups, knowledge, and viewpoints. To accomplish this, the Corporate Governance Committee may retain an executive search firm to help further the Corporate Governance Committee’s diversity objectives. The Corporate Governance Committee will also periodically review this Diversity, Equity, and Inclusion Policy and the director selection process to assess this Policy’s effectiveness in promoting a diverse Board and ensuring that diverse candidates are included in the consideration and selection process. Overview Primis Financial Corp. and Primis Bank (Primis) believes in the importance of diversity and values the benefits that diversity can bring. Diversity promotes the inclusion of different perspectives and ideas, mitigates against “group think,” and helps to provide the opportunity to benefit from a host of perspectives and all available talent. Primis understands that diversity is also important to our shareholders, our community, our business partners, and our customers.This Diversity, Equity, and Inclusion Policy is intended to enhance our commitment to foster diversity at all levels, and also is intended to comply with the requirements and standards of the Final Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies (A Notice by the Comptroller of the Currency, the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union Administration, the Consumer Financial Protection Bureau, and the Securities and Exchange Commission issued on June 10, 2015). Employees Our human capital is the most valuable asset we have. The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities, and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation and achievements, as well. As a community-focused bank, we are building a company that brings together our diverse workforce in a way that respects and celebrates our differences, which, in turn, helps us better serve our communities and our shareholders.We embrace and encourage our employees’ differences in age, color, disability, ethnicity, family or marital status, gender identity or expression, language, national origin, physical and mental ability, political affiliation, race, religion, sexual orientation, socio-economic status, veteran status, and other characteristics that make our employees unique. To create an environment that attracts great talent, we must motivate, inspire, and recognize high performance among all employees. Primis strives to be a place where every employee has the ability to achieve their goals.Primis’ diversity practices form the foundation of our policies and initiatives, including, among other areas, our practices and policies on recruitment and selection; compensation and benefits; professional development and training; promotions; transfers; social and recreational programs; and the ongoing development of a work environment that fosters:Respectful communication and cooperation between all employees;Teamwork and employee participation, permitting the representation of all groups and employee perspectives;Work/life balance through flexible work schedules to accommodate employees’ varying needs; andEmployer and employee contributions to the communities we serve to promote a greater understanding and respect for all who are a part of such communities.Our employees have a responsibility to implement this Diversity, Equity, and Inclusion Policy in their day-to-day work and their dealings with colleagues and customers. Employees are expected to conduct themselves in a way that reflects respect for and inclusion of all people; whether during the work-day, at work functions (on or off the work site), or at any other events that we sponsor or promote. Managers have a responsibility to implement this Diversity, Equity, and Inclusion Policy as part of their day-to-day management of employees and to apply policies and practices in a fair and equitable way.Employees are required annually to review Primis’ diversity policy to enhance their awareness and knowledge of this responsibility.Managers should recognize unacceptable behavior and take immediate appropriate action. Employees who believe they have been subjected to any kind of discrimination that conflicts with the company’s diversity policy and initiatives should seek assistance from Human Resources.Any employee found to have exhibited any inappropriate conduct or behavior against others may be subject to disciplinary action, up to and including discharge.Primis will perform regular self-assessments to identify the composition of our current employees, establish methods to regularly self-assess our employment procedures and practices to assure they are aligned with this Diversity, Equity, and Inclusion Policy. We will regularly monitor and evaluate the performance and results of our diversity strategy. Suppliers Primis is also committed to the practice of diversity and inclusion within its procurement and business practices. We strive to initiate, build and maintain relationships with suppliers who share our commitment to diversity, and we welcome the opportunity to establish long-term partnerships with minority and women-owned businesses.Through supplier diversity, we enlarge our pool of innovative ideas and high quality goods and services, while providing economic development opportunities for diverse businesses, which include, but are not limited to, minority-owned and women-owned businesses. It is the objective of Primis to encourage the development of mutually beneficial relationships with qualified minority-owned and women-owned businesses. Primis Works We’re not just creating career opportunities, we’re changing lives. Single parents need support. So, we’re all in, ready to help single mothers make a better life for themselves and their children through our five-month, full-time, paid internship experience. Learn More Community Champions At Primis, every employee receives up to 8 hours of paid time off to volunteer for a cause that matters to them. With involvement ranging from in-school volunteerism to supporting organizations that build confidence in girls to economic development, our team of employees are passionate about supporting and improving our local communities. CEO Action CEO Dennis Zember joined other CEOs in signing a pledge of commitment to emboldening DEI in the workplace. Dennis’ pledge reaffirms Primis’ commitment to DEI accountability across our company. Learn More YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Extended FDIC Coverage
Extended FDIC Coverage - Primis Bank Primis Extended Coverage can protect eligible savings balances up to $2 million per tax ID through a network of participating FDIC-insured banks. High-Balance Deposits Secured by the FDIC Insure balances up to $2 million per tax ID, for free. We do the work in the background and you continue to access and manage all your funds from within your Primis banking app. Extended Coverage Means More Protection. Protecting your funds is more important than ever. The FDIC protects deposits up to $250,000 per depositor per insured bank for each account ownership category.If your Primis Savings balance at Primis exceeds $250,000, and all deposits are within the same account ownership category, we can help secure up to $2 million in FDIC protection per tax ID or social security number. How It Works You continue to manage all your deposits at Primis from within your Primis banking app. In the background, the Primis Extended Coverage Program automatically moves deposits to our network of participating banks, outlined below, which are insured by the Federal Deposit Insurance Corporation (FDIC). The funds are evenly distributed across these banks. Therefore, if you hold accounts at any of the below banks, directly or through other intermediaries including broker dealers, please take note as your total deposits held at the bank may be over the $250,000 insurance limit for each category of legal ownership. To ensure your FDIC coverage, regularly review our network of participating banks. You may be required to take appropriate action to ensure you retain full insurance coverage at each participating bank.Per Savings Account, Primis will sweep balances over $250,000 (Target Balance) and up to a maximum balance of $2,000,000 (maximum program deposit amount).The Primis Extended Coverage Program is administered to Primis by a technology service provider. This extended coverage program applies to Primis Saving accounts. If you have a different deposit account and are interested in extended coverage, please contact your banker.Review Personal Terms and ConditionsReview Business Terms and Conditions Network of Participating Banks CITY NATIONAL BANK METROPOLITAN COMMERCIAL BANK CITIZENS BANK, N.A. WESTERN ALLIANCE BANK BELL BANK SOFI BANK, N.A. UMPQUA BANK RENASANT BANK Extended Coverage FAQs Is extended FDIC coverage available on other accounts? This particular coverage is specific to Primis Savings and Business Savings accounts. If you have a different account type and wish to inquire about extended coverage, contact your banker. What is FDIC insurance? FDIC is an abbreviation for the Federal Deposit Insurance Corporation. The FDIC is an independent agency of the federal government that protects against the loss of insured deposits in the event an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States Government.The FDIC protects deposits up to $250,000 per depositor per insured bank for each account ownership category. Does increasing my FDIC insurance change the APY I earn on my funds? No. You will continue to earn our competitive annual percentage yield (APY). Your FDIC coverage does not impact your rate. Is Primis partnering with the FDIC to provide this benefit? No, the program is administered by a technology service provider to Primis — R&T Deposit Solutions. How does FDIC coverage work if I also have accounts with Primis affiliate brands? For FDIC insurance purposes, all deposit accounts held at 316 Financial, Primis Bank, and any of its affiliated divisions or brands are combined under your name and ownership category.This means your total coverage limit of applies across all of those accounts together, not separately.To ensure full FDIC protection, consider how your combined balances may affect your coverage—especially if you hold deposits with multiple Primis-affiliated institutions. How can you offer more FDIC insurance than most banks? We partner with multiple banks to provide the best benefits to our customers. This partnership enables us to increase the standard FDIC covered to up to $2 million of coverage. This works the same way it would if you manually opened accounts with different banks. We just do it seamlessly and automatically and you can still access all your funds through Primis. It is important that you maintain awareness of any deposits you might maintain at one of the other network banks as this may affect your coverage with that network bank. How do I opt out of the program? To opt out of the program click here.Note, if you have an account at one of Primis Bank’s network of participating banks you will not fully benefit from extended coverage. What if I already have an account at one of Primis Bank’s network of participating banks? For purposes of insurance, the FDIC aggregates deposit balances of each customer held in the same insurable capacity at a particular bank (e.g., individual, joint, IRA, corporate). If you have an outside account at a bank in our network, the funds in that account will also count towards your total eligible FDIC insurance at that particular bank ($250K for individual accounts, $500K for joint accounts). You can review our current bank list above to determine whether you have any outside funds at these banks. You will not fully benefit from our extended coverage. How do I opt into the program? You do not need to opt in. Primis customers with Primis Savings and Business Savings accounts are automatically receiving this benefit. How much does FDIC insurance cost? There is no cost for FDIC Insurance. It is automatic for any deposit account opened at an FDIC-insured bank such as Primis. How is my account access impacted? There will be no impact to your account access. You will access your funds as you typically do. Extended coverage has no effect on your access to your funds. Want More Information? To learn more about these services, please fill out the form below and a dedicated Primis rep will reach out soon: First Name Last Name Company Name Phone Email Message The Nitty Gritty:The Demand Deposit Marketplace® (“DDM”) program is offered to you by Primis Bank (“us” or “we”), subject to the terms and conditions set forth in the DDM program Terms & Conditions provided to you. Please liaise with us regarding your participation in the DDM program, including for the DDM program Terms & Conditions, your customer statements and any questions you may have. Please contact us for a list of banks and other institutions into which your funds could be deposited through the DDM program. The DDM program is administered by Stable Custody Group II LLC (“Stable”). Stable and its affiliates are not depositories, banks or credit unions, and the DDM program is NOT, itself, an FDIC-insured or NCUSIF-insured product. Rather, under the DDM program, your funds are swept or placed into deposit accounts at participating banks or other financial institutions that are insured by the Federal Deposit Insurance Corporation (“FDIC”) and/or National Credit Union Share Insurance Fund (“NCUSIF”) for up to the current standard maximum deposit insurance amount (“SMDIA”) of $250,000 per eligible depositor, per insured participating institution, for each ownership capacity or category, including any other balances the depositor may hold at that institution directly or through other intermediaries, including broker-dealers. FDIC and NCUSIF insurance coverage is only available to protect you against the failure of a FDIC or NCUSIF insured institution, respectively, that holds your deposits under the DDM program (and not to protect against the failure of any other party, including Stable). The DDM program is primarily designed to provide administrative convenience for us to offer expanded FDIC or NCUSIF insurance on your funds, and is not designed to provide you with investment enhancements, higher rates of returns or profits on their funds. Demand Deposit Marketplace®, DDM®, Reich & Tang® and R&T® are registered marks of Reich & Tang Deposit Networks, LLC (“R&T”). Stable is a subsidiary of R&T. YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Extended Coverage Receiving Banks
Extended Coverage Receiving Banks - Primis Bank Review the Primis Extended Coverage Program receiving banks and learn how eligible savings balances are distributed for expanded FDIC coverage. Extended Coverage Program Receiving Banks List As of July 23, 2025Receiving BankFDIC #% of Program DepositsCITY NATIONAL BANK1728112.5%METROPOLITAN COMMERCIAL BANK3469912.5%CITIZENS BANK, N.A.5795712.5%WESTERN ALLIANCE BANK5751212.5%BELL BANK1958112.5%SOFI BANK, N.A.2688112.5%UMPQUA BANK1726612.5%RENASANT BANK1243712.5%Please note the following details of the program:Per Savings Account, Primis will sweep balances over $250,000 (Target Balance) and up to a maximum balance of $2,000,000 (maximum program deposit amount).IMPORTANT: Please refer to the Terms and Conditions for more information about the program.Personal | BusinessClick here to learn more about the Extend Coverage Program at Primis. YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Cash Sweeps Opt-Out
Cash Sweeps Opt-Out - Primis Bank Primis Extended Coverage Program Complete the form to the right to opt out of the Primis Extended Coverage Program. If you have any questions or concerns, please email [email protected]. First Name Last Name Email Associated With Your Primis Accounts Phone YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Fraud Protection
Fraud Protection - Primis Bank Fraud Protection Fighting Fraud We don’t just provide the best banking experience around. We help keep you protected from bad actors who want to access your account and personal info. What to Watch Out ForWant to learn how to identify fraud? Here are some of the most common tactics to watch out for:Identity TheftWhen another uses your personal identifying information, such as SSN, Name, Date of Birth, etc., to commit fraud. This could result in a financial loss to the victim as well as the company or person who provided the service to the fraudster. This is why we take steps to ensure that we know who our customers are.Protect Personal InformationOnly provide your sensitive personal information to persons or companies that are reputable and you trust. We should not need to call and ask an existing customer for their PIN or Account Number as it is available in our secure internal systems. If you have doubts about the legitimacy of an information request, confirm the request is authentic with the business directly.PhishingFraudsters use emails, cell phone texts, also known as SMShing, and fake websites, also known as spoofing, to try and fool you into revealing your sensitive personal information. The email or text may appear to be from a legitimate business and could reference “confirming” your account, identity, billing information etc. There is often a threat attached to these requests that your relationship may be terminated if you do not respond immediately. A spoofed website, another form of phishing, is designed to mirror the original legitimate site and encourage you to enter sensitive information that is captured by the fraudsters. These fraudsters use the “phished” information to commit identity theft.Protect Yourself: If you believe an email or text is not legitimate, do not click on any links or respond. Contact the company directly to confirm that this communication originated from them. When visiting a website, ensure that the URL address bar displays the proper domain name.Advance Fee: Nigerian Letters, Foreign Lotteries, SweepstakesAll of these scams operate on the same premise, you will be contacted via email, phone, fax, or letter informing you that you have won money in a foreign country, can make a large amount of money by helping them move money out of another country, or won some fantastic sweepstake prize. Before you can ever access any of these imaginary windfalls you will be required to send money in some amount that will allow you to attain the prize, which will never arrive and your funds have already been sent. A foreign lottery may even send a bad check to deposit, with instructions to wire some percentage to cover customs taxes, but the check will be returned. If something sounds too good to be true, it probably is, be cautious with your personal financial information.General TipsBelow are some tips to help you detect and prevent fraud:Monitor your account transactions and statements. Take advantage of the anytime, anywhere access to your account that Online and Mobile Banking provide, as well as alerts to monitor your accounts.Be conscious of emails and texts, which can be used for phishing and malware distribution.Delete all SPAM, do not click on unknown links or download files from unknown sources.Shred all paper documents containing sensitive information before discarding.Check your credit report annually for evidence of identity theft. You can request a copy of your report once every twelve months from each of the major credit bureaus: Equifax, Experian, and TransUnionChange your passwords frequently.Below are some tips on protecting your Credit or Debit Cards:Never write your PIN number on your cards.Be conscious of your surroundings and protect your PIN input.Do not use the same PIN for multiple cards, and change your PIN frequently.Be cautious of using unusual ATMs or if you see exposed wires.Only keep the cards you commonly use in your wallet or purse, keep others in a secure location.Look for new or re-issued cards in the mail, if they do not arrive in a timely manner contact the issuing bank promptly. Sign and activate new cards immediately.Always enter a total on receipts, and mark through blank lines.Keep receipts to compare with your account statement.Fraudulent Websites & EmailsCriminals and fraudsters use websites and email to appear to be something that they are not, in order to collect your sensitive information. This can occur via impersonation to get you to directly divulge the information, or by sending you to a malicious website to inject malware onto your computer.First and foremost, if you ever have a doubt, question, or something does not look right, call us at 1-833-4PRIMIS before proceeding.Fraudulent websites are designed to mirror the website which they are impersonating. By doing this they try to capture confidential information such as usernames, passwords, and more. Ensure that the web address in the URL bar of your browser has the proper domain.Fraudulent emails are also used to give the appearance of an official communication urging you to reply with confidential information, call a specific number, or instructing you to click on a link. This link could lead you to a malicious website that is waiting to install malware on your computer.Learn to spot fraudulent emails and websites by looking for common mistakes such as:Awkward or weird greetingsIncorrect grammar or typosLinks that lead to a different location than the displayed wording“Urgent communication for your security or updating information immediately”Primis logo or company name incorrect, i.e. “Primus” Fraudsters Won’t Stop. Neither Will We. We’ll keep you in the know about the latest scams, and ways to stay protected. Check out our blog, Real Talk. YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel
Protect Your Business
Protect Your Business- Primis Bank Fraud Prevention Protecting Your Business Your privacy is a big deal, and we’ll always treat it that way. Keeping you and your business’s data secure is our priority. Protection on Top of Protection While all of our services are secure, we offer many business services with extra layers of protection, giving you more control to be sure your business is secure at all times. Multi-Layered Security Our multi-layered security system is designed with your protection in mind. We use multiple tools to protect you:Multiple security layers consisting of authentication, passwords, and tokensVarying access based on unique logins Check Fraud Prevention Positive Pay helps us automatically identify unauthorized or fraudulent check activity. We can flag suspicious checks and bring them to your attention.Avoid the hassle that arises when forged or altered checks clear your accountYou’re notified when suspicious checks or mismatches occur ACH Fraud Reporting Fraudsters can can use Automated Clearing House (ACH) systems to try to steal funds from unsuspecting accounts.Prevent unauthorized withdrawalsAvoid time-consuming dispute process Stay Safe Digital customers can email the digital banking team to learn more about availability. Branch customers can get started by contacting their banker or visiting a branch. Fraudsters Don’t Stop. Neither Do We. Check out our blog Real Talk, for the latest in cybersecurity news. Keeping you informed and safe is always our priority. Discover Our Blog YOU ARE NOW LEAVING PRIMISBANK.COM We hope you'll come back again soon.Primis links to other websites for your convenience. However, Primis has no control over the content or quality of the site you are visiting, and the site may not have the same privacy and security practices that we do. We encourage you to read the privacy and security policies of all sites you visit. Continue Cancel